Small Bank Newsletter

INVESTMENT OWNERS CONTRACT

 

I, ------------------------------------, hereby state that I am an investor who is seeking to accumulate wealth for many years into the future. I know that there will be many times when I will be tempted to invest in stocks because they have gone up in price, and other times when I will be tempted to sell my investments because they have gone down.

I hereby declare my refusal to let a bunch of strangers make my financial decisions for me. I further make a solemn commitment never to invest because the stock market has gone up, and never to sell because it has gone down. Instead, I will invest $------.00 on every big sell-off when the Bank is selling for more than 40% below its liquidation value, and their is no fraud or unusually high, bad loans on the books.

I will also invest additional amounts whenever I can afford.

I hereby declare that I will hold each of these investments continually for at least 1 year, and preferably 5 years or more. The only exceptions allowed under the terms of this contract are a sudden, pressing, need for cash, like a health-care emergency or the loss of my job. I am, by signing below, stating my intention not only to abide by the terms of this contract, but to re-read this document whenever I am tempted to sell any of my investments. This contract is valid only when signed by at least one witness, and must be kept in a safe place that is easily accessible for future reference.

Signed: Date:
------------------------------------------, 20---

Witnesses:
---------------------------
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BankNewsletter.com 1-888-814-7575 10/04

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As always, you may call me with any questions on any stock. This is a free service to our subscribers.

To contact Douglas Hughes via email - dhughes33@charter.net

Personal Account Management: Bank Stock Portfolios.1.25%-1.75% FEE. $100,000 Minimum. Douglas Hughes Hughes Investment Management, 1-888-814-7575.

The Small Bank Newsletter is published 12 times a year. (To Subscribe: 1-888-814-7575).

Douglas Hughe s -- Small Bank Newsletter, Hughes Investment Management , can and does take positions, in stocks it recommends.All material Copyright© 1995-2007 by Douglas Hughes. Reproduction of this publication in whole or in part is strictly forbidden.

 

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