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Welcome to the
Small Bank Newsletter
- The small bank newsletter is the best, most
up-to-date
advice on investing in community and regional bank stocks.
Subscribers find the financial advice of Douglas Hughes to be perceptive,
but more importantly profitable. A money manager with over 10 years
of investing in smaller bank and midsize regional bank stocks, he
has accumulated over $100 million in managed assets. His expertise
as a financial advisor is very much in demand. As an authority on
small community and regional banks he has been quoted by several
financial publications, including the L.A. Times, NY Times, SNL Digest and Barrons. We are not concerned with what the investor's worth would be in, say a year or two, but of the wrenching rides the investor may have during that period!
A
case for owning community
bank stocks
The
period from 12/31/00 to 8/15/2002:
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The
NASDAQ Bank Index was up 22.4%
The
DeNovo group (new banks) were up 56.5%
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Top
4 market letters based on batting average (% right) performance
from 5/16/2002 to 4/16/2004
|
Market
Letter |
Total
No. of Rec's |
No.
Right |
No.
Wrong |
%
Right |
Portfolio
Gain |
Annualized
Gain |
Small Bank
Newsletter |
62 |
57 |
5 |
91.94% |
23.09% |
37.18% |
Modern Portfolio
Letter |
102 |
91 |
11 |
89.22% |
32.59% |
45.14% |
Global Investing |
24 |
|
3 |
87.5% |
30.42% |
47.14% |
TWST Special
Stock Report |
16 |
|
2 |
87.5% |
89.94% |
105.93% |
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U.S Diversified Stock Funds
Total Returns through 2/08/05, ranked by one month
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Fund
Category
|
1 month |
3 mos. |
YTD |
1 year |
3-yrs* |
5-yrs* |
| Mid-cap value |
3.25% |
4.16% |
0.61% |
13.98% |
12.82% |
14.45% |
| Small-cap value |
2.78 |
2.66 |
-0.27 |
14.89 |
15.03 |
16.86 |
| Mid-cap growth |
1.86 |
3.28 |
-0.97 |
7.24 |
5.89 |
-7.12 |
Large-cap core
|
1.79 |
2.74 |
-0.60 |
4.32 |
2.51 |
-2.57 |
| Small-cap growth |
1.72 |
1.78 |
-2.19 |
4.28 |
6.75 |
-5.50 |
| Multi-cap growth |
1.26 |
1.17 |
-2.46 |
4.69 |
4.23 |
-9.65 |
| Large-cap growth |
0.51 |
0.79 |
-2.87 |
1.72 |
0.71 |
-9.00 |
| U.S. diversified funds |
2
.01 |
2.68 |
-0.71 |
7.19 |
6.07 |
-0.11 |
|
 *average annual return |
Douglas Hughes manages money
for individual investors. He specializes in community and regional
bank stocks and he continues to out-perform all his peers.
Remember to manage your risk ! This is one of the most important factors
in investing.
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New Tax Laws are in!
Many Bank Dividends are taxed at 15% now!
Did you know $100.00 invested in
1983 in dividend paying stocks returned $2,875.00 today
vs only $683.00 for non-dividend paying stocks.
Wow!
Invest in banks that pay dividends now!
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Douglas Hughes is featured in
 Digest.Com!
See Small
Bank Newsletter in the News
- " . . . the money spent on the small
bank newsletter is the best money that I have spent in a long-time.
I have owned regional bank stocks but lacked the skills to
find good stocks like you do. With the high prices your job
must be difficult.
In any case thanks for the great advice. "
Out of over 500 investment newsletters, the SBN was ranked #1 over
the last 2 years in the banking sector and #1 overall in performance
as rated by SEI !!
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BUY VALUE & HOLD IT
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The Small Bank Newsletter is now the top performing market newsletter in both Batting average
performance and portfolio gain performance
as rated by SEI. We were right 89.87% of the
time!
Small
Banks are prime takeover targets, pay strong cash dividends, have
low downside risk and are simply great businesses that make money.
7 Questions That Must Be Asked Before You Invest In Any Small
Bank:
1. Asset quailty -make sure it's the best.
2. Franchise value - what is this worth?
3. Make sure the bank hasn't overpaid for a merger in
the past few years.
4. Look for hidden assets not reflected in their book value.
5. Make sure the bank is growing by at least 15% every year.
6. Make sure management is smart and shareholder friendly.
7. Make sure loan loss reserve is adequate.
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Congratulations!
We're pleased to announce that in the third quarter 2001 edition of World's Best
Money Managers and year end results Hughes was #1 again. Hughes Investment
Management was a top performing money manager within their respective peer
group, based on over 4,500 investment firms of funds and separate account
composites.
- Nelson
Information.com <
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RELATED
MATERIAL |
Books to make you Rich this Year Current
Thoughts for 2005 See Bank newsletter featured on Barrons.com
Many
Small Banks have been members for years
What is a logical investment for me?
Present holdings, personal income and future plans all affect
logical choice.
When you invest through Hughes Investments you have the benefits
of our broad experience.
We thoughtfully analyze your situation before making recommendations.
Wanted: Thinly traded bank stocks!
We will pay a fair price for your thinly traded bank stock.
Don't take that low bid being offered by a market maker. Sell
it to us for a fair price. Call Douglas Hughes at 1-888-814-7575.
S
ee
what the latest Wall Street hot shots are saying everyday. Dan
Dorfman, Elaine Garzarelli, and Douglas Hughes are just a few featured
commentators www.jagnotes.com
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As always, you may call me with any questions on any stock. This
is a free service to our subscribers.
To contact Douglas Hughes via email - dhughes33@charter.net
Personal Account Management: Bank Stock Portfolios.1.25%-1.75% FEE.
$500,000 Minimum. Douglas Hughes Hughes Investment Management, A
Registered Investment Adviser 1-888-814-7575.
The Small Bank Newsletter is published 12 times a year. (To Subscribe:
1-888-814-7575).
- Douglas Hughes -- Small Bank Newsletter, Hughes Investment Management
, can and does take positions, in stocks it recommends.All material
Copyright© 1995-2005 by Douglas Hughes. Reproduction of this
publication in whole or in part is strictly forbidden.
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